Book of Wise Investors

Four unrelated men, their ambitious goals and the race to become king of digital age. In fact, every time when I turned on the computer and on line, I cannot help but contribute revenue to both Google and Facebook, and when I off line, at home or go out, I also cannot help but contribute revenue to some state linked enterprises. A company headed by its visionary founders is a powerful force not to be reckoned with. Talking about blue oceans strategy, each of the four technology companies is founded on a market that has not existed before and now,…

The initial reactions to earthquakes and damages by earthquakes have always been some percentage drops in the country stock market and does not really affect economy and financial markets of other countries. 29 April 2011 mark the 25th anniversary of the Chernobyl nuclear disaster. 25 years after the worse disastrous nuclear accident in history, humanity has yet to devise a permanent solution to the energy crisis. The Japanese Fukushima nuclear incident holds many lessons from social, economic, financial to environmental for us.

Economic and Financial Lessons

Earthquakes happening within a geographic region of a country seldom have significant effects on…

Exchange-traded funds as an investment vehicle is first created in the United States in the year 1993, over the years it has grow popular with investors, small and big alike, due to its low expense ratio, diversification at a low cost, diversification at a small capital, tax efficiency, and stock-like features. By this, I mean those cash based ETFs, not some actively managed, exotic and sophisticated sway based, leveraged or inverse versions. Here are some compelling reasons why ETFs should be part and parcel of everyone’s portfolio. This is especially so given that a particular place is populated with commission…

Being interested in dot com start up and dot com millionaires’/billionaires stories, especially being worth a million or more at a relatively young age fascinates me and almost anyone; one movie to watch during this period of time, other than Harry Potter will be the Social Network. The Social Network is a movie about the founding of Facebook – world’s largest social networking site and also a story about dot com billionaires. It’s like you are working in a dead end job watching movie about dot com billionaires makes you feel inspired and got some hope…

Housing loan is one of the loans many people will come to have, one of the mantra in personal finance is to be as debt free as possible but this does not really apply in primary residence housing loan and when you have interest free study loan. While the saying that being debt free is good, it does not really apply to housing loan even though the interest rate on mortgage is definitely higher than the risk free return from savings, fixed deposits and government bonds. We shall see why in this post on the reasons it is…

We all know that to earn a positive return in the stock market is simply buy low and sell high, other than short selling. But this is easier said than done, given that majority of us still buy high and sell low. It is not a matter of having lower intelligence than others that result in us being fearful when others are also fearful and greedy when others are also greedy. It is simply emotion. We are all creatures of emotion.

I believe that we all at one time went through the following, it showcases how the general public invest…

A computer cannot do anything without useful softwares but original softwares may be expensive and out of reach for some, though there is something called bittorrent but let us assume that you are an ethical person who cannot afford commercial software but need the functions of some of these softwares. Contain here is also a list of open source alternatives to commercial softwares like Microsoft Office and Adobe Photoshop, and also some is for cleaning and maintaining your personal computer in a tip top condition.

Since a computer is an indispensable tool for study, work and businesses, there…

For longer term investor, as opposed to short term trading, studying and analyzing financial statements is most probably what will be done. To ensure success when investing in stocks based on fundamentals, it will be wise to spot manipulation of financial statements and you don’t need to have a good honors degree in accounting to do so. The saying – the trend is your friend does not apply to technical analysis also, but also to fundamental analysis too. In this case, most forms of accounting manipulation will eventually appear odd to the long term trend of various items…